Elm Grove — Guthrie, OK
10190 S Meadows Lane, Guthrie, OK 73044
3 BD · 2 BA · 1,458 sq ft · Built 2026
The details
About this home
3.75% STARTING RATE! Why settle for market rates when you can own a brand-new home with a Year 1 rate of just 3.75%? The builder, partnered with our preferred lender, is offering a massive incentive package to make this your most affordable move yet. Through a unique “Two-Step” buy-down program, your permanent base rate is lowered first, followed by a 2-1 buy-down: • Year 1: 3.75% • Year 2: 4.75% • Years 3–30: 5.75% (Fixed) Stop waiting for rates to drop—MASSIVE seller concessions have already moved them for you. Beautiful new construction set on a spacious 0.75-acre country lot with NO HOA, offering wide-open space, no close neighbors, and no home directly behind the property for added privacy. The living room features a true wood-burning fireplace and large windows overlooking the backyard. The kitchen is finished with custom built cabinetry, a center island, stainless appliances, and generous workspace. The primary suite includes a private bath and walk-in closet, with secondary bedrooms positioned for comfort and separation. Enjoy the covered patio and the flexibility of a large outdoor area perfect for future additions, gardening, or outdoor living. Built on a post-tension foundation and backed by a 10-year structural warranty in addition to the builder’s warranty for added peace of mind. Please contact the listing agent for more details and to schedule a tour. Buyer to verify all information.
Price history
History from MLS records since this home was listed.
How much to offer
Market context, not advice — your agent will help you decide.
The seller has asked that no price estimate be shown for this home. Here is how similar homes nearby sold.
How we got this
- Similar homes in ZIP 73044 sold for a median 100.0% of their final list price (40 sales).
- 60% of them sold at or above list price.
- They took a median 32 days to go under contract and close. This home has been listed 0 days.
- Brand-new listings here often draw close to full price, so the range leans higher.
Source: MLSOK closed sales in ZIP 73044 with similar bedrooms and size, Aug 2026–Oct 2026 (40 sales). Sale-to-list uses each home's final list price. Condition, upgrades, terms and timing matter as much as price. This is not an appraisal or a valuation of this home.
Talk it through with an agentMonthly cost
— / month
Principal, interest, taxes, insurance, and HOA.
Assumes a $293,000 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes and insurance; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.
The MLS reports $105 in annual taxes, which may not reflect the next owner's assessment. This calculation starts with a planning allowance of 1.1% of the price. Adjust taxes below after confirming the amount with your lender or county assessor.
- Principal & interest
- —
- Property taxes
- —
- Home insurance
- —
- HOA
- —
Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.
Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.
Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.
What will insurance cost on this home?
Get a free homeowners insurance quote from a licensed local agent.
Liberty Link Group · licensed insurance agency
Get a free quote
Liberty Link Group is a licensed Oklahoma insurance agency. A licensed agent will contact you.
A quote is not a policy or a binder. Coverage depends on the insurance company's review.
Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.
Get pre-approved
A local lender can tell you what you can borrow — free, and it does not commit you to anything.
Kurt Swink · Financial Concepts Mortgage
Get pre-approved
Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.
This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.
Equal Housing Opportunity.
Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.
Recently sold nearby
Sold
Sold
Sold
Sold
Sold
Sold
Listing provided courtesy of Janice Foust, LIME Realty ((405) 254-6310). Status: Active.
Listings courtesy of MLSOK as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Sep 13, 2026, 10:03 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS, as established by the applicable MLS Governing Documents.
The listing information provided here is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use or search of this data other than by a consumer looking to purchase real estate is prohibited.
Data last updated Sep 13, 2026, 10:03 PM CT. MLS # 1248954. Homestead & Co is a licensed Oklahoma real estate brokerage.
Speak to an agent
We got your message
An agent will reach out shortly. Prefer to talk now? Call or text (405) 509-0541.
Get alerts for homes like this
Guthrie · $249,000–$337,000 · 2–4 beds · 1–3 baths
We will email you new listings that match, and when one changes price. See homes like this
You are set
You’re all set
Five quick questions
So the agent who helps you already knows where you are. Every one is optional — skip anything you’d rather not say yet.
Keep browsing
See every detail on this home
Tell us who you are to keep viewing listings, photos, and price history.
Already registered? Sign in