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109 S Cincinnati Avenue, Tulsa, OK 74103
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Tulsa, OK 74103

$1,650,000 −5.7% since listing

109 S Cincinnati Avenue, Tulsa, OK 74103

2,656 sq ft · Built 1998

Listing courtesy of Coldwell Banker Select · Tami Mostrom · (918) 496-3333

$621
per sq ft
219
days listed
0.13
acre lot
Type
Business
Year built
1998
School district
Tulsa - Sch Dist (1)
MLS #
2606483

Prime Downtown Tulsa Commercial Opportunity | Turn-Key Restaurant | Owner-User or Investment Property Exceptional commercial opportunity in the heart of Downtown Tulsa. This 2,656 SF freestanding restaurant building is ideally positioned directly across from City Hall on highly visible South Cincinnati Avenue between 1st and 2nd Street, offering excellent street presence, strong traffic exposure, and convenient access to downtown businesses, government offices, entertainment venues, and major employers. The property is fully equipped for restaurant operations with seating for 100+ guests and features a drive-thru, commercial kitchen, commercial range, grill, fryers, steam table, food warmer, walk-in freezer, chest freezers, dining furniture, and additional restaurant equipment. The well-maintained building includes two HVAC units (10-ton unit approximately 7 years old and a 15-ton unit), making it a true turn-key owner-user opportunity. Ideal for a restaurant, café, quick-service concept, catering operation, brewery, food hall concept, or adaptive reuse. The high-visibility location, established restaurant infrastructure, and central business district setting also present strong potential for investors seeking a value-add or income-producing commercial asset. Whether you're expanding an existing business, launching a new concept, or adding to your commercial portfolio, this Downtown Tulsa property offers outstanding flexibility, visibility, and long-term investment potential.

Listed for sale$1,750,000
Feb 25, 2026

History from MLS records since this home was listed.

Monthly cost

— / month

Principal, interest, taxes, insurance, and HOA.

Assumes a $1,650,000 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes and insurance; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.

An annual tax record is not available. This calculation starts with a planning allowance of 1.1% of the price. Adjust taxes below after confirming the amount with your lender or county assessor.

Principal & interest
—
Property taxes
—
Home insurance
—
HOA
—

Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.

Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.

Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.

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Liberty Link Group · licensed insurance agency

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Kurt Swink · Financial Concepts Mortgage

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Relationship disclosure: Homestead & Co's owner is a licensed mortgage loan officer with Financial Concepts Mortgage. Because of that relationship, this referral may provide the owner a financial or other benefit.

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Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.

This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.

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Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.

Listing provided courtesy of Tami Mostrom, Coldwell Banker Select · (918) 496-3333 · [email protected] . Status: Active.

Listing information provided by MLS Technology, Inc. (Tulsa).

IDX information is provided exclusively for consumers’ personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and the data is deemed reliable but is not guaranteed accurate by the MLS.

Listing data last updated Oct 2, 2026, 4:17 PM CT. MLS # 2606483. Displayed by Homestead & Co, a licensed Oklahoma real estate brokerage.

$1,650,000 −5.7%

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Tulsa · $1,402,000–$1,898,000

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