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109435 S 4154 Road, Checotah, OK 74426
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Checotah, OK 74426

$238,900

109435 S 4154 Road, Checotah, OK 74426

3 BD · 2 BA · 2,080 sq ft · Built 1980

Listing courtesy of Campbell Due Real Estate LLC · Meranda Brown · (918) 689-1300

$115
per sq ft
4
days listed
0.26
acre lot
2-car
garage
Type
Residential
Year built
1980
Garage
2-car attached
School district
Checotah - Sch Dist (T1)
MLS #
2638701

Fully Furnished Lake Area Home – Move-In Ready! Don’t miss this incredible opportunity near Lake Eufaula! This spacious 3-bedroom, 2-bath home, and large back yard offers a nice space of comfortable living just 2 blocks from the neighborhood boat ramp, making it perfect for weekend getaways, full-time living, or a turnkey lake retreat. Step inside to a clean, well-maintained interior featuring updated paint and laminate flooring, with plenty of room to relax and entertain. The detached garage provides great storage for lake toys, tools, or a workshop. Enjoy the enclosed patio with a nice corner fenced large lot. Offered fully furnished, this home is truly move-in ready—just bring your suitcase and start enjoying the lake lifestyle immediately. Whether you’re looking for a personal getaway or a smart purchase in a high-demand lake area, this property delivers space, convenience, and value. Bonus Opportunity: This home is currently operating as a short-term rental, offering added flexibility for buyers interested in a potential investment or income-producing property. Whether you choose to continue hosting or simply enjoy it as a private getaway, the setup provides a turnkey option with immediate usability.

Listed for sale
Oct 25, 2026

History from MLS records since this home was listed.

Monthly cost

— / month

Principal, interest, taxes, insurance, and HOA.

Assumes a $238,900 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes and insurance; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.

An annual tax record is not available. This calculation starts with a planning allowance of 1.1% of the price. Adjust taxes below after confirming the amount with your lender or county assessor.

Principal & interest
—
Property taxes
—
Home insurance
—
HOA
—

Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.

Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.

Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.

What will insurance cost on this home?

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Liberty Link Group · licensed insurance agency

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Kurt Swink · Financial Concepts Mortgage

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Relationship disclosure: Homestead & Co's owner is a licensed mortgage loan officer with Financial Concepts Mortgage. Because of that relationship, this referral may provide the owner a financial or other benefit.

You are not required to use Financial Concepts Mortgage or Kurt Swink. You are free to choose any lender, and shopping more than one lender may save you money.

Homestead & Co and its agents are paid no fee for this referral.

Leave this unchecked and they will contact you by email only.

Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.

This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.

Equal Housing Opportunity.

Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.

Listing provided courtesy of Meranda Brown, Campbell Due Real Estate LLC · (918) 689-1300 · [email protected] . Status: Active.

Listing information provided by MLS Technology, Inc. (Tulsa).

IDX information is provided exclusively for consumers’ personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and the data is deemed reliable but is not guaranteed accurate by the MLS.

Listing data last updated Oct 28, 2026, 11:11 AM CT. MLS # 2638701. Displayed by Homestead & Co, a licensed Oklahoma real estate brokerage.

$238,900

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Checotah · $203,000–$275,000 · 2–4 beds · 1–3 baths

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