Rustic Oaks Estate — McLoud, OK
12 Whispering Oaks Drive, McLoud, OK 74851
4 BD · 3 BA · 2,306 sq ft · Built 1983
The details
About this home
Privacy, space, and endless possibilities await at 12 Whispering Oaks Drive! Tucked away among beautiful mature trees, this secluded property sits on TWO LOTS, offering a rare opportunity to enjoy your own private retreat with room to grow! Featuring 4 bedrooms, 2.5 bathrooms, TWO spacious living areas, and incredibly soft new carpet, this home offers plenty of room to spread out and get comfortable. The kitchen features IKEA cabinetry and a custom-built breakfast bar, adding character and functionality to the heart of the home. Storage is abundant, including an oversized linen closet and a HUGE primary closet that you truly have to see to believe! Step outside and enjoy TWO covered patios, plus an enormous covered concrete pad that’s perfect for a hot tub, boat parking, or additional outdoor entertaining space. The circle driveway and abundant parking make hosting friends and family a breeze! Additional features include a convenient half bath in the laundry room, a water softener system, and metal roofing on the additions with a protective epoxy coating. Surrounded by trees and tucked away from the hustle and bustle, this property offers incredible privacy while still being just approximately SIX MINUTES from the Grand Casino! There's TWO large shops with electric for your hobbies or to store boats, vehicles etc. And here’s the BONUS: With TWO lots, there’s potential to build a second home next door, creating an exciting opportunity for multigenerational living, an investment, or simply enjoying extra space and privacy. Buyer to verify building possibilities and restrictions. Whether you’re looking for room to entertain, space for your toys, or a peaceful place to call home, this one has so much to offer!
Price history
History from MLS records since this home was listed.
How much to offer
Market context, not advice — your agent will help you decide.
If this home sells the way similar homes here did
$275,000 – $276,000
100.0% – 100.4% of the $275,000 list price
How we got this
- Similar homes in ZIP 74851 sold for a median 100.0% of their final list price (40 sales).
- 63% of them sold at or above list price.
- They took a median 20 days to go under contract and close. This home has been listed 7 days.
- Brand-new listings here often draw close to full price, so the range leans higher.
Source: MLSOK closed sales in ZIP 74851 with similar bedrooms and size, Apr 2026–Nov 2026 (40 sales). Sale-to-list uses each home's final list price. Condition, upgrades, terms and timing matter as much as price. This is not an appraisal or a valuation of this home.
Talk it through with an agentMonthly cost
— / month
Principal, interest, taxes, insurance, and HOA.
Assumes a $275,000 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes and insurance; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.
The MLS reports $551 in annual taxes, which may not reflect the next owner's assessment. This calculation starts with a planning allowance of 1.1% of the price. Adjust taxes below after confirming the amount with your lender or county assessor.
- Principal & interest
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- Property taxes
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- Home insurance
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- HOA
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Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.
Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.
Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.
What will insurance cost on this home?
Get a free homeowners insurance quote from a licensed local agent.
Liberty Link Group · licensed insurance agency
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Liberty Link Group is a licensed Oklahoma insurance agency. A licensed agent will contact you.
A quote is not a policy or a binder. Coverage depends on the insurance company's review.
Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.
Get pre-approved
A local lender can tell you what you can borrow — free, and it does not commit you to anything.
Kurt Swink · Financial Concepts Mortgage
Get pre-approved
Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.
This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.
Equal Housing Opportunity.
Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.
Recently sold nearby
Sold
Sold
Sold
Sold
Listing provided courtesy of Sarah Hail, eXp Realty, LLC ((888) 560-3964). Status: Active.
Listings courtesy of MLSOK as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Oct 28, 2026, 10:03 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS, as established by the applicable MLS Governing Documents.
The listing information provided here is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use or search of this data other than by a consumer looking to purchase real estate is prohibited.
Data last updated Oct 28, 2026, 10:03 PM CT. MLS # 1255504. Homestead & Co is a licensed Oklahoma real estate brokerage.
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