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120537 S 4199 Road, Eufaula, OK 74432
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Eufaula, OK 74432

$1,498,000

120537 S 4199 Road, Eufaula, OK 74432

5 BD · 5 BA · 3,366 sq ft · Built 2021

Listing courtesy of Lakeside Real Estate · Chelsea Lewis · (918) 618-1212

$445
per sq ft
1
days listed
1.32
acre lot
3-car
garage
Type
Residential
Year built
2021
Garage
3-car attached
HOA
$1,250 / yr
School district
Eufaula - Sch Dist (T2)
MLS #
2639528

EXCEPTIONAL LAKEVIEW LUXURY IN THE PRESTIGIOUS GATED COMMUNITY OF THE OVERLOOK AT STONE RIDGE ESTATES! Affectionately known as "The Ridge" for its sweeping views of Lake Eufaula, this highly sought-after community is home to this stunning custom-built residence completed in 2021. Featuring 5 bedrooms, 4.5 baths, and an upstairs bonus/game room, the home beautifully blends sophisticated design with effortless lake living. Gorgeous hardwood floors, quartz countertops, custom cabinetry, and expansive windows create bright, inviting spaces with breathtaking lake views from the living room, kitchen, and primary suite. The beautifully appointed kitchen features an oversized island, Frigidaire appliances, pot filler, wine refrigerator, undercabinet lighting, and butler's pantry. The luxurious primary retreat offers stunning lake views, a private screened-in porch, and spa-inspired bath with his-and-hers vanities, freestanding soaking tub, and tiled walk-in shower. An expansive covered back patio with built-in outdoor kitchen creates the perfect setting for entertaining while overlooking Lake Eufaula. Additional features include geothermal HVAC, central vacuum, dedicated office space, spacious laundry room, custom roller shades, professional landscaping, landscape lighting, and full irrigation. The attached 3-car garage includes an oversized bay accommodating a 27-foot boat trailer, additional laundry hookups, and built-in mudroom bench. INCLUDED BOAT SLIP WITH 6,600-LB HYDROHOIST BOAT LIFT! Offered with the option to purchase fully furnished and acquire the boat separately. Experience elevated lake living in one of Lake Eufaula's most sought-after gated communities!

Listed for sale
Nov 1, 2026

History from MLS records since this home was listed.

Market context, not advice — your agent will help you decide.

The seller has asked that no price estimate be shown for this home. Here is how similar homes nearby sold.

97.7%
median sale-to-list
62
median days on market
1
days this home has been listed
How we got this
  • Similar homes in ZIP 74432 sold for a median 97.7% of their final list price (16 sales).
  • 25% of them sold at or above list price.
  • They took a median 62 days to go under contract and close. This home has been listed 1 day.
  • Brand-new listings here often draw close to full price, so the range leans higher.

Source: MLSOK closed sales in ZIP 74432 with similar bedrooms and size, Nov 2025–Oct 2026 (16 sales). Sale-to-list uses each home's final list price. Condition, upgrades, terms and timing matter as much as price. This is not an appraisal or a valuation of this home.

Talk it through with an agent

Monthly cost

— / month

Principal, interest, taxes, insurance, and HOA.

Assumes a $1,498,000 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes, insurance, and HOA dues; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.

An annual tax record is not available. This calculation starts with a planning allowance of 1.1% of the price. Adjust taxes below after confirming the amount with your lender or county assessor.

Principal & interest
—
Property taxes
—
Home insurance
—
HOA
—

Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.

Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.

Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.

What will insurance cost on this home?

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Liberty Link Group · licensed insurance agency

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Kurt Swink · Financial Concepts Mortgage

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Relationship disclosure: Homestead & Co's owner is a licensed mortgage loan officer with Financial Concepts Mortgage. Because of that relationship, this referral may provide the owner a financial or other benefit.

You are not required to use Financial Concepts Mortgage or Kurt Swink. You are free to choose any lender, and shopping more than one lender may save you money.

Homestead & Co and its agents are paid no fee for this referral.

Leave this unchecked and they will contact you by email only.

Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.

This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.

Equal Housing Opportunity.

Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.

Listing provided courtesy of Chelsea Lewis, Lakeside Real Estate · (918) 618-1212 · [email protected] . Status: Active.

Listing information provided by MLS Technology, Inc. (Tulsa).

IDX information is provided exclusively for consumers’ personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and the data is deemed reliable but is not guaranteed accurate by the MLS.

Listing data last updated Nov 2, 2026, 10:48 AM CT. MLS # 2639528. Displayed by Homestead & Co, a licensed Oklahoma real estate brokerage.

$1,498,000

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Eufaula · $1,273,000–$1,723,000 · 4–6 beds · 4–6 baths

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