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1228 E 28th Street, Tulsa, OK 74114
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Tulsa, OK 74114

$658,500 −1.6% since listing

1228 E 28th Street, Tulsa, OK 74114

3 BD · 2 BA · 2,100 sq ft · Built 1923

Listing courtesy of eXp Realty, LLC · Hannah Campbell · (405) 404-1924

$314
per sq ft
40
days listed
0.15
acre lot
2-car
garage
Type
Residential
Year built
1923
Garage
2-car attached
School district
Tulsa - Sch Dist (1)
MLS #
2634910

Motivated Seller - An incredible opportunity in one of Tulsa’s most sought-after and magical neighborhoods. This charming cottage has been thoughtfully renovated in all the right places while keeping the warmth and character that make it feel like home. A new roof and HVAC in 2025 offer peace of mind, while real marble tile, porcelain accents, fresh paint, and carefully selected finishes add a refined and luxurious touch throughout. The kitchen features an oversized island with plenty of storage and space to gather, while the bright sunroom adds another cozy place to unwind. The spacious primary suite is a true standout, with an oversized closet, generous bathroom, and direct access to the back deck and fire pit—perfect for cozy fall evenings outside. A two-car detached garage and electric, remote-controlled gate add both privacy and everyday convenience. The full basement features tall ceilings and offers an excellent opportunity to finish out additional living space, whether as a home gym, office, game room, or bonus room. The location is hard to beat—just minutes from The Gathering Place, Philbrook Museum of Art, Utica Square, Brookside, Cherry Street, and the Riverside trails, with easy access to Downtown Tulsa, the BOK Center, Tulsa Performing Arts Center, and the Broken Arrow Expressway. Warm, inviting, and move-in ready, this home offers the character, space, and thoughtful updates that make living in one of Tulsa’s favorite neighborhoods so special. With a motivated seller and a home ready for its next chapter, this is an opportunity you won’t want to miss!

Price reduced$658,500
Nov 3, 2026 · −$900 (0.1%)
Price reduced$659,400
Oct 20, 2026 · −$500 (0.1%)
Listed for sale$669,500
Sep 23, 2026

History from MLS records since this home was listed.

Monthly cost

— / month

Principal, interest, taxes, insurance, and HOA.

Assumes a $658,500 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes and insurance; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.

An annual tax record is not available. This calculation starts with a planning allowance of 1.1% of the price. Adjust taxes below after confirming the amount with your lender or county assessor.

Principal & interest
—
Property taxes
—
Home insurance
—
HOA
—

Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.

Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.

Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.

What will insurance cost on this home?

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Liberty Link Group · licensed insurance agency

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Affiliated Business Arrangement disclosure: Homestead & Co's owner has an ownership interest in Liberty Link Group, an insurance agency. Because of that relationship, this referral may provide the owner a financial or other benefit.

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Kurt Swink · Financial Concepts Mortgage

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Relationship disclosure: Homestead & Co's owner is a licensed mortgage loan officer with Financial Concepts Mortgage. Because of that relationship, this referral may provide the owner a financial or other benefit.

You are not required to use Financial Concepts Mortgage or Kurt Swink. You are free to choose any lender, and shopping more than one lender may save you money.

Homestead & Co and its agents are paid no fee for this referral.

Leave this unchecked and they will contact you by email only.

Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.

This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.

Equal Housing Opportunity.

Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.

Listing provided courtesy of Hannah Campbell, eXp Realty, LLC · (405) 404-1924 · [email protected] . Status: Active.

Listing information provided by MLS Technology, Inc. (Tulsa).

IDX information is provided exclusively for consumers’ personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and the data is deemed reliable but is not guaranteed accurate by the MLS.

Listing data last updated Nov 2, 2026, 7:54 PM CT. MLS # 2634910. Displayed by Homestead & Co, a licensed Oklahoma real estate brokerage.

$658,500 −1.6%

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Tulsa · $559,000–$758,000 · 2–4 beds · 1–3 baths

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