Western Flags — Oklahoma City, OK
1228 SW 99th Terrace, Oklahoma City, OK 73139
3 BD · 2 BA · 1,273 sq ft · Built 1989
The details
About this home
Come home to comfort. Living room boasts vaulted ceiling accented with center beam perfectly accompanied by the brick fireplace and built in sentinel shelving with true brick hearth and wooden mantle. With ceiling fan, accent dome light above fireplace, and pass through window to kitchen, this living room is sure to provide the communal space you are looking for. Continue in to the dining room with bay window across from the 2 person breakfast bar. The kitchen has matching stainless steel style appliances including over with gas range and built in microwave above. Bathroom features safety tub surround with built in grab bar and bow shaped shower rod to maximize the roominess. All bedrooms offer carpeted flooring and ceiling fans. Primary bedroom has attached private bath with shower. Gradual updates over the last 6 years include thermal windows, roof, HVAC, duct work, and the installation of the circular drive. Pass through laundry room to garage. Out back you will find a covered patio, workshop with electric (estimated to be roughly 10 x 18, and storage shed (estimated to be roughly 6 X 8).
Price history
History from MLS records since this home was listed.
Monthly cost
— / month
Principal, interest, taxes, insurance, and HOA.
Assumes a $203,000 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes and insurance; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.
- Principal & interest
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- Property taxes
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- Home insurance
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- HOA
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Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.
Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.
Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.
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Liberty Link Group · licensed insurance agency
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Kurt Swink · Financial Concepts Mortgage
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Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.
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Recently sold nearby
Sold
Sold
Sold
Sold
Sold
Sold
Listing provided courtesy of Debra A Penrod, Metro Brokers of Oklahoma (405-701-8320). Status: Sold.
Listings courtesy of MLSOK as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of May 10, 2026, 10:02 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS, as established by the applicable MLS Governing Documents.
The listing information provided here is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use or search of this data other than by a consumer looking to purchase real estate is prohibited.
Data last updated May 10, 2026, 10:02 PM CT. MLS # 1213406. Homestead & Co is a licensed Oklahoma real estate brokerage.
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