Fife — Seminole, OK
12728 NS 3520 Road, Seminole, OK 74868
2 BD · 1 BA · 1,035 sq ft · Built 1920
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The details
About this home
Peaceful country living with room to grow! This 2-bedroom, 1-bath home sits on 5 scenic acres and offers a quiet, private setting with beautiful views. In addition to the two designated bedrooms, the home also includes a spare room currently used as a 3rd bedroom, providing valuable extra space and flexibility. The home is being sold as-is and is currently occupied, reflecting solid livable condition with room for continued updates. A remodel was started, giving buyers a head start on personalization. Major improvements include full electrical rewiring in 2024 by a licensed local electrician, a new hot water tank installed in 2025, and a roof replacement in 2007. Interior highlights include a spacious middle bedroom with walk-in closet, a shower/tub combo bath, and a cozy mudroom entry from the carport. The property features a high-producing water well, a walk-in storm shelter added in early 2024, and a 2023 storage building with its own dedicated electric service—perfect for workshop or hobby use. A picturesque pond completes the acreage, known to hold water even through drought seasons. Ideal starter home with great bones and endless potential!
Price history
History from MLS records since this home was listed.
Monthly cost
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Principal, interest, taxes, insurance, and HOA.
Assumes a $70,000 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes and insurance; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.
- Principal & interest
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- Property taxes
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- Home insurance
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- HOA
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Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.
Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.
Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.
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Kurt Swink · Financial Concepts Mortgage
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Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.
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Recently sold nearby
Listing provided courtesy of Kody Khoda, Ariston Realty LLC (405-802-1174). Status: Sold.
Listings courtesy of MLSOK as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of May 12, 2026, 10:01 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS, as established by the applicable MLS Governing Documents.
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Data last updated May 12, 2026, 10:01 PM CT. MLS # 1190335. Homestead & Co is a licensed Oklahoma real estate brokerage.
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