Mill Creek Pond Estates — Choctaw, OK
12786 SE 20th Street, Choctaw, OK 73020
3 BD · 2 BA · 1,892 sq ft · Built 2006
The details
About this home
Welcome home to this charming 3-bedroom, 2-bath home offering a spacious, open floor plan designed for comfortable everyday living in the Mill Creek Pond Estates Neighborhood! Beautiful hardwood floors add warmth and character throughout the main living areas, while carpeting in the bedrooms provides a cozy retreat. The generously sized kitchen is sure to impress with abundant cabinetry and storage, plenty of workspace, and a convenient bar top offering additional seating. The adjoining eat-in dining area creates a wonderful space for gathering and provides easy access to the fully fenced backyard, perfect for outdoor enjoyment. The spacious primary suite features an en-suite bathroom complete with an oversized jetted soaking tub, separate shower, and walk-in closet. With its inviting layout, generous kitchen, and comfortable living spaces, this home offers a wonderful opportunity to make it your own! Property is being sold AS-IS and is currently subject to probate.
Price history
History from MLS records since this home was listed.
How much to offer
Market context, not advice — your agent will help you decide.
The seller has asked that no price estimate be shown for this home. Here is how similar homes nearby sold.
How we got this
- Similar homes in ZIP 73020 sold for a median 99.0% of their final list price (40 sales).
- 48% of them sold at or above list price.
- They took a median 24 days to go under contract and close. This home has been listed 1 day.
- Brand-new listings here often draw close to full price, so the range leans higher.
Source: MLSOK closed sales in ZIP 73020 with similar bedrooms and size, Sep 2026–Oct 2026 (40 sales). Sale-to-list uses each home's final list price. Condition, upgrades, terms and timing matter as much as price. This is not an appraisal or a valuation of this home.
Talk it through with an agentMonthly cost
— / month
Principal, interest, taxes, insurance, and HOA.
Assumes a $309,900 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes, insurance, and HOA dues; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.
- Principal & interest
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- Property taxes
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- Home insurance
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- HOA
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Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.
Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.
Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.
What will insurance cost on this home?
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Liberty Link Group · licensed insurance agency
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Liberty Link Group is a licensed Oklahoma insurance agency. A licensed agent will contact you.
A quote is not a policy or a binder. Coverage depends on the insurance company's review.
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Kurt Swink · Financial Concepts Mortgage
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Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.
This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.
Equal Housing Opportunity.
Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.
Recently sold nearby
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Listing provided courtesy of Beth Atkinson, Metro Group Brokers ((405) 737-4700). Status: Active.
Listings courtesy of MLSOK as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Nov 2, 2026, 12:39 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS, as established by the applicable MLS Governing Documents.
The listing information provided here is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use or search of this data other than by a consumer looking to purchase real estate is prohibited.
Data last updated Nov 2, 2026, 12:39 PM CT. MLS # 1256442. Homestead & Co is a licensed Oklahoma real estate brokerage.
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