Hilltop Ranchettes — Jones, OK
12814 Decker Drive, Jones, OK 73049
The details
About this home
JONES, OK ~ 1 acre (mol) with utilities in place and a built-up pad to bring in your own builder or move on a mobile home. Mobile MUST be a doublewide and not more than five (5) years old by Jones City ordinance. This acreage has underground electric tie in, water, gas and septic already in place to be sold in as-is condition. There is an underground storm shelter and the property boasts blooming annuals (violets and Rose of Sharon just to name two) and medicinal plants as well as producing blackberry bushes. The south boundary extends over seven (7) feet beyond the creek that runs near the south side of the property. Rolled fencing, pipe, and other building materials will be gone before closing. Two outbuildings stay. Inside the city limits yet feels and sounds like the country. Dollar General on the corner, library is just across the city-owned field to the east. and easy access to restaurants and schools. Welcome home to the tree-lined Hilltop Ranchettes neighborhood. Additonal acreage available to the north (MLS 1245788). Ask your agent for details. Seller reserves any mineral rights. You are welcome to drive by. DO NOT enter the property without a licensed agent.
Price history
History from MLS records since this home was listed.
Monthly cost
— / month
Principal, interest, taxes, insurance, and HOA.
Assumes a $44,500 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes and insurance; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.
- Principal & interest
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- Property taxes
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- Home insurance
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- HOA
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Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.
Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.
Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.
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Liberty Link Group · licensed insurance agency
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Kurt Swink · Financial Concepts Mortgage
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Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.
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Equal Housing Opportunity.
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Recently sold nearby
Sold
Sold
Sold
Sold
Sold
Sold
Listing provided courtesy of Kandi Malphrus, Legacy Oak Realty ((405) 737-4466). Status: Sold.
Listings courtesy of MLSOK as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Oct 9, 2026, 10:01 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS, as established by the applicable MLS Governing Documents.
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Data last updated Oct 9, 2026, 10:01 PM CT. MLS # 1241738. Homestead & Co is a licensed Oklahoma real estate brokerage.
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