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Settlers Point — Guthrie, OK

$398,000

1878 cattle Drive, Guthrie, OK 73044

4 BD · 3 BA · 2,042 sq ft · Built 2026

$195
per sq ft
19
days listed
0.56
acre lot
3-car
garage
Type
Single Family Residence
Year built
2026
Garage
3-car attached
School district
Guthrie
MLS #
1249354

Welcome to this beautiful 3-bedroom, 2-bathroom home on approximately 0.5 acres in Guthrie! Designed with an inviting open-concept layout, this home features - tall ceilings, spacious living areas, and an abundance of natural light- throughout. The kitchen is a standout with - custom cabinetry, a large center island, generous storage, and a statement range hood-, making it ideal for both everyday living and entertaining. The kitchen flows seamlessly into the main living space, creating an open and welcoming atmosphere. The -spacious primary suite- offers a private retreat with a -large en-suite bathroom and an oversized walk-in closet-, providing plenty of space and convenience. Two additional bedrooms offer flexibility for family, guests, or hobbies. A dedicated study with a closet provides the option for a home office, playroom, or even additional sleeping space to fit your needs. Outside, enjoy -approximately half an acre of land-, offering plenty of room to spread out, entertain, garden, or simply enjoy the open space. The covered front entry and beautiful wood accents add to the home's welcoming curb appeal. Located in Guthrie, this home combines a spacious floor plan, thoughtful finishes, and a generous lot—offering plenty of room to make it your own.

Listed for sale
Sep 16, 2026

History from MLS records since this home was listed.

Market context, not advice — your agent will help you decide.

If this home sells the way similar homes here did

$394,000 – $398,000

98.9% – 100.0% of the $398,000 list price

100.0%
median sale-to-list
37
median days on market
19
days this home has been listed
How we got this
  • Similar homes in ZIP 73044 sold for a median 100.0% of their final list price (40 sales).
  • 73% of them sold at or above list price.
  • They took a median 37 days to go under contract and close. This home has been listed 19 days.
  • The range spans the middle half of how those sales closed against list price.

Source: MLSOK closed sales in ZIP 73044 with similar bedrooms and size, Sep 2026–Nov 2026 (40 sales). Sale-to-list uses each home's final list price. Condition, upgrades, terms and timing matter as much as price. This is not an appraisal or a valuation of this home.

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Monthly cost

— / month

Principal, interest, taxes, insurance, and HOA.

Assumes a $398,000 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes and insurance; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.

An annual tax record is not available. This calculation starts with a planning allowance of 1.1% of the price. Adjust taxes below after confirming the amount with your lender or county assessor.

Principal & interest
—
Property taxes
—
Home insurance
—
HOA
—

Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.

Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.

Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.

What will insurance cost on this home?

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Liberty Link Group · licensed insurance agency

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Kurt Swink · Financial Concepts Mortgage

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Relationship disclosure: Homestead & Co's owner is a licensed mortgage loan officer with Financial Concepts Mortgage. Because of that relationship, this referral may provide the owner a financial or other benefit.

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Leave this unchecked and they will contact you by email only.

Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.

This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.

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Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.

MLSOK Listing provided courtesy of Ashley Felix, Black Label Realty ((405) 849-5209). Status: Active.

Listings courtesy of MLSOK as distributed by MLS GRID.

Based on information submitted to the MLS GRID as of Oct 26, 2026, 11:55 AM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.

Properties displayed may be listed or sold by various participants in the MLS, as established by the applicable MLS Governing Documents.

The listing information provided here is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use or search of this data other than by a consumer looking to purchase real estate is prohibited.

Data last updated Oct 26, 2026, 11:55 AM CT. MLS # 1249354. Homestead & Co is a licensed Oklahoma real estate brokerage.

$398,000

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Guthrie · $338,000–$458,000 · 3–5 beds · 2–4 baths

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