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1986 Hidden Ridge, Eufaula, OK 74432
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Eufaula, OK 74432

$685,000

1986 Hidden Ridge, Eufaula, OK 74432

4 BD · 3 BA · 2,218 sq ft · Built 2024

Listing courtesy of Lakeside Real Estate · Natalie Tracy · (918) 618-1212

$309
per sq ft
1
days listed
2.6
acre lot
2-car
garage
Type
Residential
Year built
2024
Garage
2-car attached
School district
Canadian - Sch Dist (U5)
MLS #
2638795

**Lake view home on acreage with boat slip included!** Built in 2024, this beautiful 4-bedroom, 2.5-bath, single-story home sits on 2.6 acres, offering a peaceful, private setting with no HOA. A gated entry welcomes you to the property, where you'll enjoy privacy surrounded by nature. The spacious outdoor patio is the perfect place to relax, entertain, and take in the lake views, with the option to clear additional trees to open up even more expansive views of Lake Eufaula. Inside, the home offers a thoughtfully designed, single-level layout with plenty of space for family and guests. An attached two-car garage provides everyday convenience, while the generous acreage offers room to build a shop or create additional outdoor living space. Best of all, a boat slip on the community dock is included, making it easy to get out on the water and enjoy everything Lake Eufaula has to offer. With no HOA and short-term rentals allowed, this Airbnb-friendly property offers flexibility as a full-time residence, vacation home, or investment opportunity. Combining newer construction, a private gated setting, room to expand, and convenient lake access, this property offers an appealing blend of comfort, privacy, and relaxed lake living.

Listed for sale
Oct 26, 2026

History from MLS records since this home was listed.

Market context, not advice — your agent will help you decide.

The seller has asked that no price estimate be shown for this home. Here is how similar homes nearby sold.

97.1%
median sale-to-list
72
median days on market
1
days this home has been listed
How we got this
  • Similar homes in ZIP 74432 sold for a median 97.1% of their final list price (36 sales).
  • 28% of them sold at or above list price.
  • They took a median 72 days to go under contract and close. This home has been listed 1 day.
  • Brand-new listings here often draw close to full price, so the range leans higher.

Source: MLSOK closed sales in ZIP 74432 with similar bedrooms and size, Dec 2025–Oct 2026 (36 sales). Sale-to-list uses each home's final list price. Condition, upgrades, terms and timing matter as much as price. This is not an appraisal or a valuation of this home.

Talk it through with an agent

Monthly cost

— / month

Principal, interest, taxes, insurance, and HOA.

Assumes a $685,000 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes and insurance; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.

An annual tax record is not available. This calculation starts with a planning allowance of 1.1% of the price. Adjust taxes below after confirming the amount with your lender or county assessor.

Principal & interest
—
Property taxes
—
Home insurance
—
HOA
—

Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.

Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.

Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.

What will insurance cost on this home?

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Liberty Link Group · licensed insurance agency

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Kurt Swink · Financial Concepts Mortgage

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Relationship disclosure: Homestead & Co's owner is a licensed mortgage loan officer with Financial Concepts Mortgage. Because of that relationship, this referral may provide the owner a financial or other benefit.

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Leave this unchecked and they will contact you by email only.

Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.

This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.

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Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.

Listing provided courtesy of Natalie Tracy, Lakeside Real Estate · (918) 618-1212 · [email protected] . Status: Active.

Listing information provided by MLS Technology, Inc. (Tulsa).

IDX information is provided exclusively for consumers’ personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and the data is deemed reliable but is not guaranteed accurate by the MLS.

Listing data last updated Oct 27, 2026, 9:23 PM CT. MLS # 2638795. Displayed by Homestead & Co, a licensed Oklahoma real estate brokerage.

$685,000

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Eufaula · $582,000–$788,000 · 3–5 beds · 2–4 baths

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