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2021 NE 16th Terrace, Oklahoma City, OK 73117
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White Orchard — Oklahoma City, OK

$230,000

2021 NE 16th Terrace, Oklahoma City, OK 73117

3 BD · 2 BA · 1,429 sq ft · Built 2026

$161
per sq ft
15
days listed
0.15
acre lot
1-car
garage
Type
Single Family Residence
Year built
2026
Garage
1-car attached
School district
Oklahoma City
MLS #
1254644

Luxury Living. First-Time Buyer Price. Why settle for an older home when you can own a beautifully designed new construction home with modern finishes, energy efficiency, and lower maintenance, all for $230,000? Ideally located just minutes from Downtown Oklahoma City, the Innovation District, OKANA Resort, major highways, shopping, dining, and entertainment, this thoughtfully designed home offers the perfect combination of style, convenience, and affordability. Step inside to discover an open-concept floor plan filled with natural light, soaring ceilings, designer lighting, and luxury vinyl plank flooring throughout the main living areas. The stunning kitchen serves as the heart of the home, featuring sleek quartz countertops, custom cabinetry, stainless steel appliances, a spacious island with seating, and contemporary black fixtures that create a timeless modern aesthetic. The inviting living room is anchored by a striking fireplace, creating the perfect space for relaxing or entertaining guests. The private primary suite offers a peaceful retreat with a beautifully appointed ensuite bathroom, complete with dual vanities, a tiled walk-in shower, and generous closet space. Two additional bedrooms provide flexibility for family, guests, or a home office. Outside, enjoy a spacious backyard ready for entertaining, pets, gardening, or simply unwinding after a long day. Buyer Benefits You'll Love: Brand-new construction with builder warranty Modern finishes throughout Quartz countertops Designer fireplace Fenced Yard Garage Opener Energy-efficient features Minutes to Downtown OKC Convenient access to I-35 and I-235 Schedule your private showing today and discover why this may be one of the best values in new construction in Oklahoma City. 3 BEDS 2 BATHS 1,429 SQ.FT. LIVING AREA

Listed for sale
Oct 22, 2026

History from MLS records since this home was listed.

Market context, not advice — your agent will help you decide.

The seller has asked that no price estimate be shown for this home. Here is how similar homes nearby sold.

100.0%
median sale-to-list
48
median days on market
15
days this home has been listed
How we got this
  • Similar homes in ZIP 73117 sold for a median 100.0% of their final list price (40 sales).
  • 60% of them sold at or above list price.
  • They took a median 48 days to go under contract and close. This home has been listed 15 days.
  • The range spans the middle half of how those sales closed against list price.

Source: MLSOK closed sales in ZIP 73117 with similar bedrooms and size, Dec 2025–Oct 2026 (40 sales). Sale-to-list uses each home's final list price. Condition, upgrades, terms and timing matter as much as price. This is not an appraisal or a valuation of this home.

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Monthly cost

— / month

Principal, interest, taxes, insurance, and HOA.

Assumes a $230,000 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes and insurance; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.

The MLS reports $999 in annual taxes, which may not reflect the next owner's assessment. This calculation starts with a planning allowance of 1.1% of the price. Adjust taxes below after confirming the amount with your lender or county assessor.

Principal & interest
—
Property taxes
—
Home insurance
—
HOA
—

Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.

Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.

Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.

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Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.

This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.

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Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.

MLSOK Listing provided courtesy of Trenesha Harrison, iLove Realty LLC ((405) 726-0026). Status: Active.

Listings courtesy of MLSOK as distributed by MLS GRID.

Based on information submitted to the MLS GRID as of Oct 22, 2026, 10:03 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.

Properties displayed may be listed or sold by various participants in the MLS, as established by the applicable MLS Governing Documents.

The listing information provided here is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use or search of this data other than by a consumer looking to purchase real estate is prohibited.

Data last updated Oct 22, 2026, 10:03 PM CT. MLS # 1254644. Homestead & Co is a licensed Oklahoma real estate brokerage.

$230,000

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Oklahoma City · $195,000–$265,000 · 2–4 beds · 1–3 baths

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