Reserve — Harrah, OK
21077 Reserve Circle, Harrah, OK 73045
3 BD · 4 BA · 2,915 sq ft · Built 2026
The details
About this home
Cross-listing MLS#135260 LUXURY LIVING IN "THE RESERVE" -Harrah's Newest Gated Community!!! Welcome to The Reserve, Harrah's newest premier gated community where luxury, space, and convenience come together. Situated on a beautiful 1-acre lot on Reserve Circle, this exceptional home by Winding Creek Designs, Inc. offers approximately 2,915 square feet of thoughtfully designed living space featuring 3 bedrooms, 3 full bathrooms, 1 half bath, a spacious bonus room, and a 3-car garage. Step inside to discover an open-concept floor plan with luxury real wood flooring throughout the main living areas, plush carpet in the bedrooms, and designer tile in all bathrooms, including beautifully tiled showers. The gourmet kitchen is designed for both everyday living and entertaining with quartz countertops, upgraded stainless steel appliances, a propane gas range, a large walk-in pantry, and an oversized island overlooking the living and dining areas. The inviting living room features a cozy propane fireplace, while the covered patio provides the perfect place to relax or entertain outdoors. The spacious bonus room offers endless possibilities for a media room, home office, game room, or guest suite. Outside, you'll appreciate the fully sodded yard, professional front landscaping, sprinkler system, gutters, and the privacy of your expansive one-acre homesite. Well Water-Aerobic Septic System, CVEC Electric & high-speed fiber internet, paved roads- low HOA – Only $500 per Year. Located just minutes from the Kickapoo Turnpike, The Reserve offers quick access to Oklahoma City, Tinker Air Force Base, Shawnee, and surrounding communities, allowing you to enjoy peaceful country living without sacrificing convenience. Luxury craftsmanship. Modern amenities. Spacious one-acre homesites. Welcome home to The Reserve. Come check out all of the options to find your NEW HOME! PICTURES WILL BE UPDATED AS BUILDING PROCESS GETS FURTHER ALONG. The listing agent is related to the seller.
Price history
History from MLS records since this home was listed.
How much to offer
Market context, not advice — your agent will help you decide.
If this home sells the way similar homes here did
$552,000 – $580,000
95.1% – 100.0% of the $580,000 list price
How we got this
- Similar homes in ZIP 73045 sold for a median 99.3% of their final list price (22 sales).
- 50% of them sold at or above list price.
- They took a median 36 days to go under contract and close. This home has been listed 9 days.
- The range spans the middle half of how those sales closed against list price.
Source: MLSOK closed sales in ZIP 73045 with similar bedrooms and size, Nov 2025–Oct 2026 (22 sales). Sale-to-list uses each home's final list price. Condition, upgrades, terms and timing matter as much as price. This is not an appraisal or a valuation of this home.
Talk it through with an agentMonthly cost
— / month
Principal, interest, taxes, insurance, and HOA.
Assumes a $580,000 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes, insurance, and HOA dues; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.
The MLS reports $4,370 in annual taxes, which may not reflect the next owner's assessment. This calculation starts with a planning allowance of 1.1% of the price. Adjust taxes below after confirming the amount with your lender or county assessor.
- Principal & interest
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- Property taxes
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- Home insurance
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- HOA
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Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.
Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.
Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.
What will insurance cost on this home?
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Liberty Link Group · licensed insurance agency
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A quote is not a policy or a binder. Coverage depends on the insurance company's review.
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Kurt Swink · Financial Concepts Mortgage
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Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.
This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.
Equal Housing Opportunity.
Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.
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Listing provided courtesy of Shaylee Manwell, One Broker Place ((405) 533-3800). Status: Active.
Listings courtesy of MLSOK as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Oct 27, 2026, 10:03 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS, as established by the applicable MLS Governing Documents.
The listing information provided here is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use or search of this data other than by a consumer looking to purchase real estate is prohibited.
Data last updated Oct 27, 2026, 10:03 PM CT. MLS # 1255570. Homestead & Co is a licensed Oklahoma real estate brokerage.
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