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3121 W Elgin Street, Broken Arrow, OK 74012
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Broken Arrow, OK 74012

$318,000 −2.2% since listing

3121 W Elgin Street, Broken Arrow, OK 74012

3 BD · 2 BA · 2,162 sq ft · Built 2001

Listing courtesy of Chinowth & Cohen · Angela Lemons · (918) 943-3009

$147
per sq ft
16
days listed
0.22
acre lot
2-car
garage
Type
Residential
Year built
2001
Garage
2-car attached
HOA
$200 / yr
School district
Union - Sch Dist (9)
MLS #
2634976

House back on the market! No fault of the seller!!! Welcome to this beautifully maintained 3 bed, 2 bath home in a desirable Broken Arrow neighborhood located within the Union School District! Built in 2001, this spacious residence sits on a generous lot with a wooded natural backdrop in the backyard. Recent updates include a newer roof, HVAC system, carpet and tankless water heater which provide peace of mind and modern comfort. Also, don’t miss the storm shelter conveniently located in the master closet and the ‘flex’ room off of the living area, with so many options…an office, game, craft, sewing room…! The two-car garage adds convenience while the partially open floor plan offers plenty of room for everyday living, relaxing and entertaining! The back deck overlooks the wooded area making for a great time outdoors! Enjoy the neighborhood park and be close to Peters Elementary. This location is close to shopping, restaurants, entertainment and easy access to surrounding areas. Recent updates include a new roof and fence in 2026, new HVAC in 2024 and a new tankless water heater in 2023 - providing peace of mind and modern comfort! Make your appointment today and come by to see all this home has to offer!

Price reduced$318,000
Oct 20, 2026 · −$7,000 (2.2%)
Listed for sale$325,000
Sep 24, 2026

History from MLS records since this home was listed.

Monthly cost

— / month

Principal, interest, taxes, insurance, and HOA.

Assumes a $318,000 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes, insurance, and HOA dues; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.

An annual tax record is not available. This calculation starts with a planning allowance of 1.1% of the price. Adjust taxes below after confirming the amount with your lender or county assessor.

Principal & interest
—
Property taxes
—
Home insurance
—
HOA
—

Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.

Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.

Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.

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Liberty Link Group · licensed insurance agency

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Kurt Swink · Financial Concepts Mortgage

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Relationship disclosure: Homestead & Co's owner is a licensed mortgage loan officer with Financial Concepts Mortgage. Because of that relationship, this referral may provide the owner a financial or other benefit.

You are not required to use Financial Concepts Mortgage or Kurt Swink. You are free to choose any lender, and shopping more than one lender may save you money.

Homestead & Co and its agents are paid no fee for this referral.

Leave this unchecked and they will contact you by email only.

Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.

This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.

Equal Housing Opportunity.

Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.

Listing provided courtesy of Angela Lemons, Chinowth & Cohen · (918) 943-3009 · [email protected] . Status: Active.

Listing information provided by MLS Technology, Inc. (Tulsa).

IDX information is provided exclusively for consumers’ personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and the data is deemed reliable but is not guaranteed accurate by the MLS.

Listing data last updated Oct 20, 2026, 10:10 AM CT. MLS # 2634976. Displayed by Homestead & Co, a licensed Oklahoma real estate brokerage.

$318,000 −2.2%

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Broken Arrow · $270,000–$366,000 · 2–4 beds · 1–3 baths

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