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3950 W Charter Oak Road, Edmond, OK 73034
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Oak Cliff Estate — Edmond, OK

$362,717 −8.8% since listing

3950 W Charter Oak Road, Edmond, OK 73034

4 BD · 3 BA · 2,600 sq ft · Built 1977

$140
per sq ft
97
days listed
1
acre lot
2-car
garage
Type
Single Family Residence
Year built
1977
Garage
2-car attached
School district
Edmond
MLS #
1237862

A wooded acre, flexible living space, RV parking, and a workshop—all within Edmond Schools! Surrounded by mature trees, this home offers a peaceful country setting while remaining minutes from Edmond shopping, dining, entertainment, and everyday conveniences. Natural light fills the versatile floor plan, which features four bedrooms, two living areas, and 2.1 bathrooms. The downstairs primary suite includes a walk-in closet, while both full bathrooms have granite countertops and the upstairs bath features an updated tiled shower. The kitchen provides generous counter space and storage, along with a newer stove/oven featuring air-fry and convection settings (2021) and an above-range microwave (2022). A 13' x 15' (MOL) sunroom addition—not included in the square footage—has its own heating and air wall unit and offers additional space for a game room, home gym, hobby area, playroom, or relaxing retreat. Additional improvements include newer upstairs carpet, electric fireplace logs, a new roof in 2025, vinyl siding and soffits with metal trim, an added carport, and a sprinkler system surrounding the home with two additional backyard zones. Outside, the property continues to deliver with covered RV parking and two storage buildings, including a workshop and a separate lawn-equipment shed. With a full-price offer, the seller is willing to leave the lawn equipment. If you have been searching for room to spread out, mature trees, useful outbuildings, a water view across the street, and a location that offers both privacy and convenience, this property deserves a closer look!

Price reduced$362,717
Nov 2, 2026 · −$7,060 (1.9%)
Price reduced$369,777
Sep 29, 2026 · −$5,000 (1.3%)
Price reduced$374,777
Jul 30, 2026 · −$14,940 (3.8%)
Listed for sale$397,717
Jul 8, 2026

History from MLS records since this home was listed.

Market context, not advice — your agent will help you decide.

If this home sells the way similar homes here did

$349,000 – $363,000

96.3% – 100.0% of the $362,717 list price

100.0%
median sale-to-list
29
median days on market
97
days this home has been listed
How we got this
  • Similar homes in ZIP 73034 sold for a median 100.0% of their final list price (40 sales).
  • 60% of them sold at or above list price.
  • They took a median 29 days to go under contract and close. This home has been listed 97 days.
  • The price has been reduced 3 times (8.8% below its original price).
  • Homes that sit longer or take price cuts have often sold below list here, so the range leans lower.

Source: MLSOK closed sales in ZIP 73034 with similar bedrooms and size, Oct 2026–Nov 2026 (40 sales). Sale-to-list uses each home's final list price. Condition, upgrades, terms and timing matter as much as price. This is not an appraisal or a valuation of this home.

Talk it through with an agent

Monthly cost

— / month

Principal, interest, taxes, insurance, and HOA.

Assumes a $362,717 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes and insurance; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.

Principal & interest
—
Property taxes
—
Home insurance
—
HOA
—

Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.

Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.

Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.

What will insurance cost on this home?

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Liberty Link Group · licensed insurance agency

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Kurt Swink · Financial Concepts Mortgage

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Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.

This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.

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Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.

MLSOK Listing provided courtesy of Terra Myers, Keller Williams Central OK ((405) 330-2626). Status: Active.

Listings courtesy of MLSOK as distributed by MLS GRID.

Based on information submitted to the MLS GRID as of Nov 2, 2026, 8:41 AM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.

Properties displayed may be listed or sold by various participants in the MLS, as established by the applicable MLS Governing Documents.

The listing information provided here is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use or search of this data other than by a consumer looking to purchase real estate is prohibited.

Data last updated Nov 2, 2026, 8:41 AM CT. MLS # 1237862. Homestead & Co is a licensed Oklahoma real estate brokerage.

$362,717 −8.8%

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Edmond · $308,000–$418,000 · 3–5 beds · 2–4 baths

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