Muskogee, OK 74401
5321 Fern Mountain Road, Muskogee, OK 74401
3 BD · 3 BA · 2,742 sq ft · Built 1970
Listing courtesy of Keller Williams Advantage · Trish Ary · (918) 347-1134
The details
About this home
FULL-BRICK HOME ON 4.8 +/- ACRES WITH POOL, GATED ENTRY, SHOP, AND ADDITIONAL LAND AVAILABLE — ONLY 1.5 MILES FROM HWY 69! Conveniently located with paved access and offering a great combination of privacy, functionality, and outdoor enjoyment, this well-maintained property sits on 4.8 +/- fully fenced acres. An additional 3.23 +/- adjoining acres are also available for purchase, creating a combined total of approximately 8 +/- acres. The home features a spacious layout with 2 living areas, formal dining room, kitchen with breakfast nook, oversized bedrooms, 2 full bathrooms, and half bath. The primary suite includes a unique built-in safe room design with 8-inch-thick walls extending into the bathroom for added peace of mind. The main living area is anchored by a gas fireplace with a 22-gallon propane tank that provides a reliable backup heat source. Recent improvements include a roof that is approximately 2 years old, 2 recently installed water heaters, newer HVAC unit, newer garage door opener, and septic system that has been updated and recently pumped. The home is all-electric and includes a generator hookup (generator not included). The garage has been fully finished and converted into additional living space, providing flexibility for a game room, home office, hobby area, or guest accommodations. Outdoor amenities include a large covered front porch, spacious back patio, mature shade trees, two producing paper shell pecan trees, and an in-ground pool with a rock waterfall, newer pumps, and a newer filter. The gated entrance and fully fenced acreage enhance both privacy and functionality while providing plenty of room for animals, recreation, projects, or simply enjoying the outdoors. Located in a quiet area with great neighbors and just minutes from Hwy 69, this property offers the space and versatility to fit a variety of lifestyles. The additional 3.23 +/- acres are available only in conjunction with the purchase of the home and may not be sold separately.
Price history
History from MLS records since this home was listed.
Monthly cost
— / month
Principal, interest, taxes, insurance, and HOA.
Assumes a $399,900 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes and insurance; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.
An annual tax record is not available. This calculation starts with a planning allowance of 1.1% of the price. Adjust taxes below after confirming the amount with your lender or county assessor.
- Principal & interest
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- Property taxes
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- Home insurance
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- HOA
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Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.
Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.
Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.
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Liberty Link Group · licensed insurance agency
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Kurt Swink · Financial Concepts Mortgage
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Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.
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Equal Housing Opportunity.
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Recently sold nearby
Listing provided courtesy of Trish Ary, Keller Williams Advantage · (918) 347-1134 · [email protected] . Status: Active.
Listing information provided by MLS Technology, Inc. (Tulsa).
IDX information is provided exclusively for consumers’ personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and the data is deemed reliable but is not guaranteed accurate by the MLS.
Listing data last updated Oct 23, 2026, 3:07 PM CT. MLS # 2620537. Displayed by Homestead & Co, a licensed Oklahoma real estate brokerage.
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