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544 Cumberland Drive, Guthrie, OK 73044
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Cumberland South — Guthrie, OK

$299,500 −1.0% since listing

544 Cumberland Drive, Guthrie, OK 73044

3 BD · 3 BA · 1,865 sq ft · Built 2026

$161
per sq ft
138
days listed
1.77
acre lot
2-car
garage
Type
Single Family Residence
Year built
2026
Garage
2-car attached
HOA
$300 / yr
School district
Guthrie
MLS #
1231698

Affordable acreage living meets modern new construction in this beautiful Opal plan. Builder Incentive, $10,000 to use as you choose! Positioned on a spacious 1.77-acre homesite, this property offers buyers to enjoy the freedom and flexibility of larger-lot living while still benefiting from the style, efficiency, and convenience of a new home. The thoughtfully designed Opal plan immediately feels warm and welcoming with its open-concept layout & functional use of space. The kitchen, dining, and living areas all flow together seamlessly, creating an ideal environment for entertaining guests, spending time with family, or simply enjoying everyday life comfortably. The kitchen serves as the heart of the home and offers abundant cabinetry, modern finishes, ample prep space & a large island perfect for gathering, serving, or casual dining. The spacious living area provides flexibility for furniture placement while maintaining an open and connected feel throughout the main living spaces. The private primary suite was designed to create a relaxing retreat separate from the secondary bedrooms. Additional bedrooms provide flexibility for guests, or family needs and there's a dedicated study, this floorplan delivers versatility buyers are searching forBuyers will appreciate the thoughtful balance between open gathering spaces and private living areas throughout the floorplan. Outside, the possibilities truly open up. With nearly two acres, homeowners gain room to build the lifestyle they’ve been dreaming about—future outdoor kitchens, firepit spaces, workshops, gardens, recreational areas, or simply space to enjoy peace, privacy, and Oklahoma sunsets. Cumberland South continues standing out as one of the area’s most attractive acreage communities for buyers looking for newer homes with room to spread out while still maintaining convenient access to Edmond, Guthrie, and Oklahoma City. Photos are from a completed model intended to showcase quality, craftsmanship and style

Price reduced$299,500
Sep 17, 2026 · −$3,000 (1.0%)
Listed for sale$302,500
May 28, 2026

History from MLS records since this home was listed.

Market context, not advice — your agent will help you decide.

If this home sells the way similar homes here did

$291,000 – $300,000

97.0% – 100.0% of the $299,500 list price

100.0%
median sale-to-list
48
median days on market
138
days this home has been listed
How we got this
  • Similar homes in ZIP 73044 sold for a median 100.0% of their final list price (40 sales).
  • 70% of them sold at or above list price.
  • They took a median 48 days to go under contract and close. This home has been listed 138 days.
  • The price has been reduced once (1.0% below its original price).
  • Homes that sit longer or take price cuts have often sold below list here, so the range leans lower.

Source: MLSOK closed sales in ZIP 73044 with similar bedrooms and size, Sep 2026–Nov 2026 (40 sales). Sale-to-list uses each home's final list price. Condition, upgrades, terms and timing matter as much as price. This is not an appraisal or a valuation of this home.

Talk it through with an agent

Monthly cost

— / month

Principal, interest, taxes, insurance, and HOA.

Assumes a $299,500 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes, insurance, and HOA dues; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.

The MLS reports $4 in annual taxes, which may not reflect the next owner's assessment. This calculation starts with a planning allowance of 1.1% of the price. Adjust taxes below after confirming the amount with your lender or county assessor.

Principal & interest
—
Property taxes
—
Home insurance
—
HOA
—

Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.

Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.

Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.

What will insurance cost on this home?

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Liberty Link Group · licensed insurance agency

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Kurt Swink · Financial Concepts Mortgage

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Relationship disclosure: Homestead & Co's owner is a licensed mortgage loan officer with Financial Concepts Mortgage. Because of that relationship, this referral may provide the owner a financial or other benefit.

You are not required to use Financial Concepts Mortgage or Kurt Swink. You are free to choose any lender, and shopping more than one lender may save you money.

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Leave this unchecked and they will contact you by email only.

Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.

This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.

Equal Housing Opportunity.

Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.

MLSOK Listing provided courtesy of Doug Arnett, OKC Metro Group Realty ((405) 348-6700). Status: Active.

Listings courtesy of MLSOK as distributed by MLS GRID.

Based on information submitted to the MLS GRID as of Nov 2, 2026, 6:26 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.

Properties displayed may be listed or sold by various participants in the MLS, as established by the applicable MLS Governing Documents.

The listing information provided here is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use or search of this data other than by a consumer looking to purchase real estate is prohibited.

Data last updated Nov 2, 2026, 6:26 PM CT. MLS # 1231698. Homestead & Co is a licensed Oklahoma real estate brokerage.

Open house
Sunday, November 8 · 2:00 PM – 4:00 PM
$299,500 −1.0%
Open house
Sun, Nov 8 · 2:00 PM – 4:00 PM

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Guthrie · $254,000–$345,000 · 2–4 beds · 2–4 baths

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