Active 1 / 38
Front exterior — 860 Stella Trail, Guthrie, OK 73044
Photo 2 — 860 Stella Trail, Guthrie, OK 73044
Photo 3 — 860 Stella Trail, Guthrie, OK 73044
Photo 4 — 860 Stella Trail, Guthrie, OK 73044
Photo 5 — 860 Stella Trail, Guthrie, OK 73044
Active
860 Stella Trail, Guthrie, OK 73044
Photo 1 — 860 Stella Trail, Guthrie, OK 73044
Photo 2 — 860 Stella Trail, Guthrie, OK 73044
Photo 3 — 860 Stella Trail, Guthrie, OK 73044
Photo 4 — 860 Stella Trail, Guthrie, OK 73044
Photo 5 — 860 Stella Trail, Guthrie, OK 73044
Photo 6 — 860 Stella Trail, Guthrie, OK 73044
Photo 7 — 860 Stella Trail, Guthrie, OK 73044
Photo 8 — 860 Stella Trail, Guthrie, OK 73044
Photo 9 — 860 Stella Trail, Guthrie, OK 73044
Photo 10 — 860 Stella Trail, Guthrie, OK 73044
Photo 11 — 860 Stella Trail, Guthrie, OK 73044
Photo 12 — 860 Stella Trail, Guthrie, OK 73044
Photo 13 — 860 Stella Trail, Guthrie, OK 73044
Photo 14 — 860 Stella Trail, Guthrie, OK 73044
Photo 15 — 860 Stella Trail, Guthrie, OK 73044
Photo 16 — 860 Stella Trail, Guthrie, OK 73044
Photo 17 — 860 Stella Trail, Guthrie, OK 73044
Photo 18 — 860 Stella Trail, Guthrie, OK 73044
Photo 19 — 860 Stella Trail, Guthrie, OK 73044
Photo 20 — 860 Stella Trail, Guthrie, OK 73044
Photo 21 — 860 Stella Trail, Guthrie, OK 73044
Photo 22 — 860 Stella Trail, Guthrie, OK 73044
Photo 23 — 860 Stella Trail, Guthrie, OK 73044
Photo 24 — 860 Stella Trail, Guthrie, OK 73044
Photo 25 — 860 Stella Trail, Guthrie, OK 73044
Photo 26 — 860 Stella Trail, Guthrie, OK 73044
Photo 27 — 860 Stella Trail, Guthrie, OK 73044
Photo 28 — 860 Stella Trail, Guthrie, OK 73044
Photo 29 — 860 Stella Trail, Guthrie, OK 73044
Photo 30 — 860 Stella Trail, Guthrie, OK 73044
Photo 31 — 860 Stella Trail, Guthrie, OK 73044
Photo 32 — 860 Stella Trail, Guthrie, OK 73044
Photo 33 — 860 Stella Trail, Guthrie, OK 73044
Photo 34 — 860 Stella Trail, Guthrie, OK 73044
Photo 35 — 860 Stella Trail, Guthrie, OK 73044
Photo 36 — 860 Stella Trail, Guthrie, OK 73044
Photo 37 — 860 Stella Trail, Guthrie, OK 73044
Photo 38 — 860 Stella Trail, Guthrie, OK 73044

Buck Crossing — Guthrie, OK

$322,500

860 Stella Trail, Guthrie, OK 73044

4 BD · 3 BA · 2,072 sq ft · Built 2026

$156
per sq ft
82
days listed
0.92
acre lot
2-car
garage
Type
Single Family Residence
Year built
2026
Garage
2-car attached
HOA
$300 / yr
School district
Guthrie
MLS #
1231435

Qualified buyers may receive up to 5% forgivable down payment assistance through the Oklahoma Housing Stability Program, with additional OHFA assistance potentially available! Under Construction! This incredible 4-bedroom, 3-bathroom home is located on over 3/4 acres. Bright, sunbathed, airy and open, the spacious kitchen has granite countertops, a center island, stainless fixtures and appliances, gas stove, plenty of storage and a large pantry. The kitchen opens to a dining and cozy living room, with plenty of large windows for spectacular views! Primary suite features a private bath with a spacious closet, with three more bedrooms and two more bathroom for family or guests. . All of this rests on a large interior lot that not only offers stunning sunrises and sunsets that will take your breath away, but also peaceful, starry nights where you can gather around a fire pit with family and friends and actually be able to see the night sky! Located on more than a 3/4-acre lot in Buck Crossing, a quiet and peaceful community nestled in south Guthrie. The home is conveniently located between Oklahoma City and Stillwater, and is less than 15 minutes from Edmond and 30 from Tinker Air Force Base, and also qualifies for USDA (zero down) and is SHOP-APPROVED! PLUS up to $10,000 down payment assistance grant, an additional $7,500 lender credit (using builder’s preferred lender)

Listed for sale$322,500
May 28, 2026

History from MLS records since this home was listed.

Market context, not advice — your agent will help you decide.

If this home sells the way similar homes here did

$312,000 – $323,000

96.7% – 100.0% of the $322,500 list price

100.0%
median sale-to-list
37
median days on market
82
days this home has been listed
How we got this
  • Similar homes in ZIP 73044 sold for a median 100.0% of their final list price (40 sales).
  • 73% of them sold at or above list price.
  • They took a median 37 days to go under contract and close. This home has been listed 82 days.
  • Homes that sit longer or take price cuts have often sold below list here, so the range leans lower.

Source: MLSOK closed sales in ZIP 73044 with similar bedrooms and size, Sep 2026–Nov 2026 (40 sales). Sale-to-list uses each home's final list price. Condition, upgrades, terms and timing matter as much as price. This is not an appraisal or a valuation of this home.

Talk it through with an agent

Monthly cost

— / month

Principal, interest, taxes, insurance, and HOA.

Assumes a $322,500 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes, insurance, and HOA dues; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.

The MLS reports $999,999 in annual taxes, which may not reflect the next owner's assessment. This calculation starts with a planning allowance of 1.1% of the price. Adjust taxes below after confirming the amount with your lender or county assessor.

Principal & interest
—
Property taxes
—
Home insurance
—
HOA
—

Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.

Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.

Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.

What will insurance cost on this home?

Get a free homeowners insurance quote from a licensed local agent.

Liberty Link Group · licensed insurance agency

Get a free quote

Affiliated Business Arrangement disclosure: Homestead & Co's owner has an ownership interest in Liberty Link Group, an insurance agency. Because of that relationship, this referral may provide the owner a financial or other benefit.

You are not required to use Liberty Link Group as a condition of buying, selling or owning any home. You are free to buy insurance from any agent or company you choose.

Homestead & Co and its agents are paid no fee for this referral.

Leave this unchecked and they will contact you by email only.

Liberty Link Group is a licensed Oklahoma insurance agency. A licensed agent will contact you.

A quote is not a policy or a binder. Coverage depends on the insurance company's review.

Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.

Get pre-approved

A local lender can tell you what you can borrow — free, and it does not commit you to anything.

Kurt Swink · Financial Concepts Mortgage

Get pre-approved

Relationship disclosure: Homestead & Co's owner is a licensed mortgage loan officer with Financial Concepts Mortgage. Because of that relationship, this referral may provide the owner a financial or other benefit.

You are not required to use Financial Concepts Mortgage or Kurt Swink. You are free to choose any lender, and shopping more than one lender may save you money.

Homestead & Co and its agents are paid no fee for this referral.

Leave this unchecked and they will contact you by email only.

Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.

This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.

Equal Housing Opportunity.

Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.

MLSOK Listing provided courtesy of Tina Pastran, Copper Creek Real Estate ((405) 888-9902). Status: Active.

Listings courtesy of MLSOK as distributed by MLS GRID.

Based on information submitted to the MLS GRID as of Nov 1, 2026, 4:06 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.

Properties displayed may be listed or sold by various participants in the MLS, as established by the applicable MLS Governing Documents.

The listing information provided here is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use or search of this data other than by a consumer looking to purchase real estate is prohibited.

Data last updated Nov 1, 2026, 4:06 PM CT. MLS # 1231435. Homestead & Co is a licensed Oklahoma real estate brokerage.

$322,500

Phone is optional. By providing it, you agree Homestead & Co may call or text you about your inquiry (e.g. showing confirmations, follow-ups). Msg & data rates may apply; reply STOP to opt out, HELP for help. Consent is not a condition of any purchase or listing. SMS Terms · Privacy.

No account needed. If your agent is with a client, our client-care team picks up every request.

Guthrie · $274,000–$371,000 · 3–5 beds · 2–4 baths

We will email you new listings that match, and when one changes price. See homes like this

By signing up you agree Homestead & Co may email you listing alerts; every alert has a one-click unsubscribe. Phone is optional. By providing it, you agree Homestead & Co may call or text you about homes like this one. Msg & data rates may apply; reply STOP to opt out, HELP for help. Consent is not a condition of any purchase or listing. SMS Terms · Privacy.

What's your home worth?
A range from real nearby sales — not an appraisal.
Get your estimate