E Spencer — Spencer, OK
9209 NE 45th Street, Spencer, OK 73084
3 BD · 2 BA · 1,008 sq ft · Built 1964
The details
About this home
Beautifully maintained 3-bedroom, 1.5 bath home in near mint condition located just north of Midwest City, offering a quieter setting with a more rural feel while still providing convenient access to nearby amenities. Inside, you will find newer windows throughout and distressed hickory-style flooring flowing through the living room, hallway, and front bedroom, creating warmth and character from the moment you walk in. The primary and additional bedroom feature high quality cut pile berber carpet for added comfort. The kitchen is equipped with upgraded appliances, including refrigerator, and offers easy flow into the dining space, making it both functional and inviting. A nicely sized utility room off the kitchen provides extra storage and convenient access to the large backyard, concrete patio and garage access. Attached 2-car garage with one automatic opener. Leave the hustle and bustle behind and enjoy a setting that feels quieter and more relaxed. Move-in ready and well cared for, this property is ideal for an owner-occupant or investor.
Price history
History from MLS records since this home was listed.
Monthly cost
— / month
Principal, interest, taxes, insurance, and HOA.
Assumes a $144,900 price, 20% down, 30-year fixed rate at 7.24% (APR 7.24%). Includes taxes and insurance; mortgage insurance not included. APR assumed equal to the rate; actual APR will be higher with lender fees. Estimate only. Not a loan offer or commitment.
- Principal & interest
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- Property taxes
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- Home insurance
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- HOA
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Planning estimate, not a quote. Rate and insurance are editable assumptions. Taxes can change after purchase; confirm HOA dues and their frequency. Mortgage insurance, closing costs, and maintenance are not included.
Rate: Freddie Mac Primary Mortgage Market Survey 30-year fixed average for the week of Oct 29, 2026, via FRED. An average, not a quote.
Insurance: about $5,800/yr for a $300,000 Oklahoma home, scaled by price (Oklahoma average, InsuranceNewsNet and Insurify 2026 studies). Your quote depends on the home, roof, deductible and insurer.
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Liberty Link Group · licensed insurance agency
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Kurt Swink · Financial Concepts Mortgage
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Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.
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Equal Housing Opportunity.
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Recently sold nearby
Sold
Sold
Sold
Sold
Sold
Sold
Listing provided courtesy of Shelby Roberts, Uptown Real Estate, LLC (405-306-4550). Status: Sold.
Listings courtesy of MLSOK as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of Apr 12, 2026, 10:01 PM CT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Properties displayed may be listed or sold by various participants in the MLS, as established by the applicable MLS Governing Documents.
The listing information provided here is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Any use or search of this data other than by a consumer looking to purchase real estate is prohibited.
Data last updated Apr 12, 2026, 10:01 PM CT. MLS # 1216242. Homestead & Co is a licensed Oklahoma real estate brokerage.
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