Free tool · Selling

Seller net sheet

See what you could walk away with after commission, title, taxes and your mortgage payoff, line by line, with Oklahoma closing costs. Change any number to match your sale.

Your sale

Sale price When are you thinking of selling? (optional)

What you owe

Your lender's payoff amount, not the balance on your statement (payoff adds the interest owed through closing).

First mortgage payoff Second mortgage or HELOC

Commission

Commissions are negotiable. These are starting assumptions; set them to what you agree.

Listing agent % Buyer's agent % (if you offer it)

What you negotiate

Seller concessions Money toward the buyer's closing costs, if you agree to any. Repairs Repairs you agree to after the inspection.

I will buy the buyer a home warranty

Taxes and closing

Annual property tax Starts at 1.1% of the price. Use your actual tax bill. Closing date Oklahoma taxes are paid in arrears, so you credit the buyer for this year through closing. HOA dues owed at closing

Include a survey or mortgage inspection report

Estimated net to you

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Sale price

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Costs

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Payoffs

An estimate from Homestead's Oklahoma closing-cost defaults, not a settlement statement. Your title company's closing disclosure is the final word.

Talk with a Homestead agent Not sure of your price? Get a home value range Compare a cash offer

Assumptions

Commission: 3% + 3%; An assumption, not a rate we set. Commissions are negotiable and agreed in your listing agreement. Only if you agree to pay the buyer's agent. Since 2024 this is negotiated per sale; set it to 0 if you will not offer it.
Title, closing and recording: Oklahoma card; Homestead's standard Oklahoma closing-cost card (Chicago Title Oklahoma rates, effective Aug 1, 2026).
Documentary stamps: $0.75 per $500; Oklahoma statute (68 O.S. §3201).
Transaction fee: $495; Homestead's brokerage transaction fee.
Property tax: 1.1% of price; A planning allowance of 1.1% of value per year (Oklahoma metro). Use your actual tax bill for a closer number.
Closing date: 45 days out; A typical financed closing about 45 days out. Oklahoma taxes are paid in arrears, so the seller credits the buyer for this year through closing.

Every assumption is editable. Change any of them to see your own numbers.

Moving? Get an insurance quote for your next home

Oklahoma premiums vary widely. A licensed local agent can quote your next home before you write an offer.

Liberty Link Group · licensed insurance agency

Get a free quote

NameEmailPhone Optional

Affiliated Business Arrangement disclosure: Homestead & Co's owner has an ownership interest in Liberty Link Group, an insurance agency. Because of that relationship, this referral may provide the owner a financial or other benefit.

You are not required to use Liberty Link Group as a condition of buying, selling or owning any home. You are free to buy insurance from any agent or company you choose.

Homestead & Co and its agents are paid no fee for this referral.

I have read the disclosure above and choose to have Homestead & Co send my request to Liberty Link Group.I agree that Liberty Link Group may contact me about an insurance quote by phone call, text message and email at the number and email I entered, including by automated means. Consent is not a condition of any purchase. Message and data rates may apply. Reply STOP to opt out of texts.

Leave this unchecked and they will contact you by email only.

Liberty Link Group is a licensed Oklahoma insurance agency. A licensed agent will contact you.

A quote is not a policy or a binder. Coverage depends on the insurance company's review.

Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.

Buying your next home too?

A local loan officer can show what your sale proceeds could do as a down payment. Free, and it does not commit you to anything.

Kurt Swink · Financial Concepts Mortgage

Get pre-approved

NameEmailPhone Optional

Relationship disclosure: Homestead & Co's owner is a licensed mortgage loan officer with Financial Concepts Mortgage. Because of that relationship, this referral may provide the owner a financial or other benefit.

You are not required to use Financial Concepts Mortgage or Kurt Swink. You are free to choose any lender, and shopping more than one lender may save you money.

Homestead & Co and its agents are paid no fee for this referral.

I have read the disclosure above and choose to have Homestead & Co send my request to Financial Concepts Mortgage.I agree that Financial Concepts Mortgage may contact me about a mortgage pre-approval by phone call, text message and email at the number and email I entered, including by automated means. Consent is not a condition of any purchase. Message and data rates may apply. Reply STOP to opt out of texts.

Leave this unchecked and they will contact you by email only.

Kurt Swink, NMLS #207515 · Financial Concepts Mortgage, NMLS #181632.

This is not a loan application, a rate quote, an offer of credit or a commitment to lend. Loan approval depends on the lender's review.

Equal Housing Opportunity.

Your request also goes to your Homestead & Co agent. We share only what you type here plus the general price range you were looking at.